Future Saver PDS - Employer Sponsored and Personal
Future Saver PDS - Ambulance Officers
Future Saver PDS - NSW Police Officers
91黑料 Retirement Income Product Disclosure Statement
Investment Funds Product Disclosure Statement
PDS Updates
Information in our Product Disclosure Statements, which are not materially adverse, are subject to change and may be updated from time to time.听You can find the updates to current information below.
Update to current information
Handbook reference:
Investment and Fees Handbook dated 1 October 2024
听
Change to Socially Conscious investment options controversial weapons screen
On page 21 under the heading 鈥淐onventions and controversies-based screens鈥 in the听Controversial weapons听description,听replace the following sentence:
鈥淐ontroversial weapons means chemical weapons, cluster munitions, land mines, depleted uranium and companies involved in the development, production and maintenance of nuclear weapons.鈥
With the updated sentence below:
鈥淐ontroversial weapons means chemical weapons, cluster munitions, anti-personnel mines, depleted uranium and companies involved in the development, production and maintenance of nuclear weapons.鈥
听
Change to fund-wide controversial weapons exclusion
On pages 30 and 31 under the heading 鈥4: Investment restrictions & exclusions鈥,听replace the following sentence:
鈥淐ontroversial weapons means chemical weapons, cluster munitions, land mines and depleted uranium.鈥
With the updated sentence below:
鈥淐ontroversial weapons means chemical weapons, cluster munitions, anti-personnel mines and depleted uranium.鈥澨
Update to current information
Product Disclosure Statement (PDS) reference:
Retirement Income PDS dated 1 October 2024
听
Change to Socially Conscious investment options controversial weapons screen
On page 25 under the heading 鈥淐onventions and controversies-based screens鈥 in the听Controversial weapons听description,听replace the following sentence:
鈥淐ontroversial weapons means chemical weapons, cluster munitions, land mines, depleted uranium and companies involved in the development, production and maintenance of nuclear weapons.鈥
With the updated sentence below:
鈥淐ontroversial weapons means chemical weapons, cluster munitions, anti-personnel mines, depleted uranium and companies involved in the development, production and maintenance of nuclear weapons.鈥
听
Change to fund-wide controversial weapons exclusion
On page 37 under the heading 鈥4: Investment restrictions & exclusions鈥,听replace the following sentence:
鈥淐ontroversial weapons means chemical weapons, cluster munitions, land mines and depleted uranium.鈥
With the updated sentence below:
鈥淐ontroversial weapons means chemical weapons, cluster munitions, anti-personnel mines and depleted uranium.鈥澨
Update to current information
Product Disclosure Statement (PDS) reference:
Aware Investment Funds Class A and Class B PDS dated 1 October 2024
听
Change to controversial weapons investment exclusion
On page 17 under the heading 鈥4: Investment restrictions & exclusions鈥,听replace the following sentence:
鈥淐ontroversial weapons means chemical weapons, cluster munitions, land mines and depleted uranium.鈥
With the updated sentence below:
鈥淐ontroversial weapons means chemical weapons, cluster munitions, anti-personnel mines and depleted uranium.鈥澨
Super Handbook
Investment and Fees Handbook
Insurance Handbook Employer Sponsored and Personal
Insurance Handbook - Ambulance Officers
Insurance Handbook - NSW Police Officers
General Advice Financial Services Guide
Aware Financial Services Australia Limited Financial Services Guide
Future Saver Employer Sponsored and Personal
Future Saver Ambulance Officers
Future Saver NSW Police Officers
Target Market Determination - 91黑料 Retirement Income
Target Market Determination - Aware Investment Funds
DDO requires issuers and distributors of financial products to have a customer-centric approach to the design and distribution of their products, with the aim of helping customers to obtain financial products that are appropriate for their objectives, financial situation and needs. It is applicable to all our products that require a Product Disclosure Statement excluding MySuper and closed products.
A Target Market Determination is a document which describes a group of retail clients (the target market) for whom a product is likely to be appropriate or consistent with their likely objectives, financial situation and needs. It provides any conditions and restrictions on how the product can be distributed to customers.
It also describes the events or circumstances where we may need to review the Target Market Determination for a financial product.
We鈥檙e required to have Target Market Determinations as a result of changes that have been made to the Corporations Act 2001.
鈥
This is to make sure we鈥檙e keeping customers at the centre of our approach to the design and distribution of our financial products.
For 91黑料 Group Product Distributors Only:鈥
As per ASIC Corporations (Design and Distribution Obligations Interim Measures) Instrument 2021/784, you no longer need to report if nil complaints are received. We will be incorporating these changes to our TMDs in the next TMD review cycle.
Target Market Determinations are regularly reviewed.