91ºÚÁÏ

Superannuation is an investment for your future - and like most investments, its value will change daily.

Ìý

Key takeaways

1. We’ve seen some volatility in markets recently as investors navigate the tariff announcements coming out of the US.
2. Super is a long-term investment – so you likely have time on your side to ride out any short-term volatility.
3. Given the current backdrop we anticipate some volatility in the short term, which we understand can be unsettling for our members.
4. ÌýOur team of investment specialists constantly navigate changes in economic cycles, geopolitics and market trends, but we remain focused on the long-term dynamics that are expected to drive investment returns.
5. Having a diversified portfolio helps to reduce the impact of any one market fall.

Ìý

Market volatility means the ups and downs in prices of assets, which can change the value of investments.

What is happening in markets and how are we responding?

Share markets globally have seen some falls recently after a period of very strong returns in 2024. Volatility happens as investors react to different pieces of news and try to assess how new information might affect returns from their investments.

Investors recently have been navigating abrupt changes, particularly tariff announcements coming out of the US. We’ve also seen tech companies that did very well in 2024, like Nvidia, sell off more recently.

When short-term ups and downs are occurring, it’s important to remember that super is a long-term investment. With over 150 investment specialists at 91ºÚÁÏ, we constantly navigate changes in economic cycles, geopolitics and market trends, but we remain focused on the long-term dynamics that are expected to drive investment returns.

Recent political developments are obviously keeping us busy – we’re closely monitoring what’s going on, but it will take a while for the impact of any policy changes to become clear. These policies are also changing daily so we don’t want to overreact to the short-term noise. We believe this approach will help deliver our members the best global opportunities and strong long-term returns for their retirement savings.

Our focus remains on long-term investment dynamics, such as the growth of the digital economy, the energy transition and demographic changes, which we believe will remain dominant regardless of what is occurring politically.
Ìý

Market outlook

Given the current backdrop, our investment team anticipates some further volatility in the short-term. We understand there may be concerns about market volatility and it can be unsettling, but unpredictable market movements are a normal part of investing.

As mentioned above, at 91ºÚÁÏ we navigate changes like these constantly, and remain focused on our long-term strategy, which is well positioned to deliver strong returns for members over time.

With a well-diversified, actively managed portfolio focused on the long-term, 91ºÚÁÏ is investing your savings to help to ride out short-term periods of volatility like we are seeing at the moment.

Ìý

I’m concerned what should I do?

Often the best thing to do is to stick to your long-term strategy, considering your own personal circumstances and goals. It’s important to remember that super is a long-term investment, and that a diversified portfolio can help reduce the impact of any one market fall.

We’ve learnt from past events that following periods of volatility, markets typically recover any losses and show further gains on the rebound.

This is an important reason to stay invested and stick to your long-term strategy.

If you are still unsure or are considering changing your strategy, we encourage you to seek guidance before changing. Speak to us or get advice.

See the performance of our super and pension investment options

Read more about investments